Most of us insure our homes, cars, and other valuables. Few realize that our ability to earn income is our most important asset and needs the most protection when it comes to maintaining our living standard. Disability insurance protects this vital asset. Insurance Business explains disability insurance, how it works, and who needs it most. … Read more

Commercial insurance might be one of the most essential financial expenditures you make in your company, whether you are beginning a new business or have owned one for years. Without worrying about unexpected financial losses, running a firm is difficult. company owners often encounter property damage, company interruption, theft, liability, and worker injury. Commercial insurance … Read more

All recommended services & products are independently evaluated by us. We may be compensated if you click links provided. Learn about . The insurance company will complete risk assessment when you apply for auto insurance to assess probability that youll file claim in future. Your age, your gender, your credit score & your history of … Read more

Liability insurance protects you from costly general liability claims in common business settings, such as: You or your staff representing customer Meeting clients in person Working on someone elses property Business at third party locations Advertise your business Representing Client: Mistakes or neglect could cost client money. General liability covers legal bills & settlements if … Read more

The umbrella policy provides additional insurance coverage that extends beyond any auto or boat insurance . This insurance provides additional protection for those at risk of getting sued over damage to another persons property or injury caused by an accident. This insurance protects you against vandalism & slander as well as libel. How umbrella insurance … Read more

The US healthcare bureaucracy is complex. In most of the world, governments or private companies own hospitals and clinics, but in the US, private non-profits do. US healthcare spending is the highest in the world. These costs are mostly covered by federal, state, and local governments, but private insurance and individual payments can also cover … Read more

You may wonder what type of insurance you need to protect yourself from risks associated with running your restaurant. Lets go over what restaurant insurance is, how much it costs & what basic coverage includes. We will also discuss what you should look out for when comparing insurance companies. With information you have, it’s easy … Read more

Both homeowners insurance & mortgage coverage can increase price of property ownership. You’ll likely encounter them both when you apply for mortgage. But that is where similarities end. basic differences are: Private Mortgage Insurance [or PMI] covers your lender in event that you cannot make your mortgage payment. Mortgage Insurance or Homeowners Insurance? Although homeowners’ … Read more

Wildfire Insurance: According to Corelogic report from 2019, 775,654 residential homes were at risk for wildfire damage across 13 western states. According to Corelogics 2019 report, there were 775,654 homes in 13 Western states that were susceptible to wildfire damage. By 2020, this number would increase upto 4.5 million. Wildfire Insurance: What is it? Wildfires are … Read more

A life insurance policy is an agreement between an insurer & policy owner whereby insurer promises to pay out certain amount of money when insured dies, in return for premiums that policyholder has paid during their lifetime. best life insurance companies are those with good financial standing, low customer complaints, high satisfaction & variety of … Read more